I just read this incredible story about a recently retired police officer named Bill Schemers who wanted to start a coffee shop in Surprise, AZ. So he bought into the Bear Creek Coffee franchise and rented a location. And then he needed more cash so he tried to get a SBA loan but nobody would lend him the money. According to the story, he had to break his lease before he even opened and has lost $70,000 with nothing to show for it. All within about 2 weeks. Now, I know enough about coffee shops to know you could buy a heck of a lot of equipment for $70,000. and consult with some amazing local coffee professionals. It doesn’t make sense to me when people go out and approach business as an all-or-nothing venture. Most business success is built over time. I’d be really interested to hear what people think is the correct way to start a coffee shop and what that would roughly cost.